CNM make PGP Encryption available

Data Encryption
 
CNM supports the OpenPGP encryption standard. Two popular software packages that comply with OpenPGP are PGP (from PGP Corporation) and GnuPG (Gnu Privacy Guard or GPG). In addition there are many other less-common packages that implement OpenPGP. OpenPGP is a public key encryption methodology that requires the exchange of public keys. Therefore, some minor setup is required before files can be encrypted.

CNM Encryption

Pretty Good Privacy (PGP) is a computer program that provides cryptographic privacy and authentication. PGP is often used for signing, encrypting and decrypting e-mails to increase the security of e-mail communications. It was created by Philip Zimmermann in 1991.
PGP and similar products follow the OpenPGP standard (RFC 4880) for encrypting and decrypting data.

Read More:
http://en.wikipedia.org/wiki/Pretty_Good_Privacy

Debt Tracing Services

CNM Limited has worked with Credit Reference data for many years providing fully automated batch tracing services to the debt recovery and credit services sector.
Our Tracing Service allows you to select the exact criteria of matches you require:

• Exact Matches based on Forename, Surname and Date of Birth
• Name & Date of Birth search capability
• Select only New Trace Addresses less than 12 months old
• Mortality Checking at Original and New Address
• Telephone Number Appending with Ex-directory Flagging
• Date of Birth Verification and Appending where none supplied
• Neighbours Information – Names, Addresses and Telephone Numbers

How to send your data:
Simply email your data to us in your preferred format (CSV is recommended) and we ask that the following information be supplied to ensure the most accurate matches are achieved:

• Title
• Forename
• Surname
• Address and Postcode
• Date of Birth

When to expect your results:
We aim to return data within 48 hours of receipt although 24 hours is usually achieved.

Tracing Service

Consumer Data

The database contains over 37 million records with profiled information.  Again it is updated daily/weekly and contains over 300 different profiles.

• Ages of Occupants
• Family Make-Up
• House Value & Condition
• Years Resident
• Has a Telephone
• Sex of Occupants
• Affluence Level: e.g. Rich/Average
• Sub-Prime Characteristics: e.g. CCJ’s
• Use of Credit Card, Loans, etc
• Income Levels, Job Type

All Databases

All databases are run on a regular basis against the appropriate suppression files, e.g. National change of address, Mortality, Business Suppression File, Postcode Address File. Data is also screened against Preference files such as TPS, CTPS, MPS, and FPS. Ensuring that delivered data is mailable and/or callable depending upon requirements for usage.
The above lists are a sample of the most common attributes selected; there are many other selections that can be made to build the mailing list that you require.

Consumer Profiled Data

De-duplication

De-duplication is an integrated function of name and address processing that allows us to build highly refined matchkeys at premise, family and individual level on consumer databases or premise, business, department or individual contact level on business to business databases.
Comprehensive reports are provided to keep you fully informed and enable you to have full visibility and control of your data.

Merge-Purge

This is the process of merging two or more mailing files to produce one net mailing file.  Detecting duplicates in this process is particularly important, either when using in-house databases to avoid duplicate mailings, or when renting mailing lists to reduce costs and again avoid duplicate mailings.

De Duplication 

Purity

Purity is produced from Acxiom’s InfoBase File and is compiled from the information derived from product warranties, product registrations, lifestyle questionnaires and magazine subscriptions, in conjunction with other external reference files. Every year 12.6 per cent of UK residents move house, creating 5.5 million changes of address. Purity is a suppression file that eliminates individuals known to be no longer living at an address with 98.1 per cent accuracy. It is a list of 17 million non-residents, i.e. people who are known for definite not to live at an address anymore, because someone else at that address has more recently responded via a survey or a warranty card.
This file is complied from over 20 years experience of collecting and processing accurate targeted data. It has been proven that 30% of gone-aways recorded by postal returns are false, therefore Purity has deliberately excluded any postal returns to prevent over suppression, and is based purely upon validated non-residents.

Purity

Mortality Screening

Mortascreen Mortascreen is the largest and most comprehensive source of both recent and historic data currently available. The file contains over 6 million records and is updated monthly with around 45,000 of the most recent deaths. These records are obtained from a number of sources to ensure the best possible coverage without compromising reliability. Sources include leading funeral providers, insurance companies, probate records and a unique registration scheme. Mortascreen covers over 85% of all deaths in the UK with over 92% of all records being fully verified. Mortascreen is perfect for cleansing any cold list, prior to mailing and for general database management, however please be aware that Mortascreen is licensed for the purpose of direct marketing, it may not be used for credit screening or fraud detection purposes. For this purpose the Halo file is available.

Halo

Halo is a unique system which addresses the requirement for the effective and early detection of deceased fraud. Halo was developed to allow credit related organisations, such as debt recovery companies, access to deceased information.
Confidence Indicators are available for both Mortascreen and Halo to show the originating source of the deceased information.
These indicators include:
Governmental Records – Official certified deaths.
Funeral Directors – Records supplied by agreement after burial or cremation.
Data Exchange – Through major UK insurance companies.
Deceased Preference Service – Consumer collection service.
Royal Mail Returns – Information supplied direct from consumers stating that a person formerly resident at the address is now deceased.

The Bereavement Register

The Bereavement Register (TBR) is compiled and managed by The REaD Group. TBR data is unique in that it has the consent of the bereaved, therefore you do not suppress records where the bereaved still want to receive the mail. Because it contains all non assumed actual death data it does not contain confidence indicators. Notifications of deaths are updated onto TBR in as little as two weeks after someone has died. The data is updated monthly and contains nearly 3 million records since its launch in 2000.
The Register is backed by the UK Government and 96% of UK Registrars, and is compiled in partnership with:

• The Foreign and Commonwealth Office
• The Ministry of Defence
• The National Association of Funeral Directors
• The National Society of Allied & Independent Funeral Directors
• The Home Office
• The Department of Heath
• The NHS
• Directgov
• Citizens Advice Bureau
• Cruse Bereavement Care

Mortality Screening

National Change Of Address

The National Change of Address (NCOA) file is sourced from Royal Mail Redirection Service. It provides the ability to identify not only the fact that the customer has moved but also offers details of where that customer has moved to. The file is built through the capture of detailed information from customers who register their move with Royal Mail. It can be used either to suppress gone-aways or to locate lost or missing customers.
The NCOA file is updated monthly and contains just over 17 million records. Details of movers date back as far as April 1994 right up to the present day. Updates number approximately 100,000 per month. Names are only removed from the file if specifically requested by the addressee.

National Change of Address